| Description |
Select the methods by which your institution seeks to avoid client over-indebtedness:
- MFI's written credit policies give decision makers (loan officers, supervisors, etc.) explicit guidance regarding borrower debt thresholds
- The credit underwriting process includes an evaluation of client ability ot repay the loan
- Thre credit underwriting process includes checks on client credit history and existing debt
- Loan product options are flexible enough to fit client business and / or household needs
- The institution does not rely solely on guarantees for repayment
- Clients receive training / guidance on evaluating their own debt capacity
- Management regulary obtains information about debt levels among its clients
- Peer assessment (in group methodologies)
- Other
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Over-indebtedness*